Cottages at Wingate
Community Overview
About Cottages at Wingate
Cottages at Wingate by Dream Finders Homes is a thoughtfully designed community of 180 single-level ranch homes in Wingate, NC. First listed in mid-2024, this community blends historic small-town charm with modern finishes and easy living. Many homesites feature private, tree-lined backyards. With 8 ranch-style floor plans from 1,604 to 2,813 sq ft and pricing starting from the $300s, Cottages at Wingate is ideal for first-time buyers, right-sizers, and those exploring 55+ lifestyle options. Community amenities include a fire pit, picnic pavilion, and green space. Located between Wingate University and the Monroe Historic District, with easy access to US-74 and I-485.
Community Details
Builder
Dream Finders Homes
Price Range
$299,990 – $420,000
Home Types
Single Family Home
Square Footage
1,604 – 2,813 sq ft
Bedrooms
3 – 5 Bedrooms
School District
Union County Public Schools
Builder Incentives May Be Available
Builders like Dream Finders Homes frequently offer closing cost assistance, mortgage rate buydowns, and free design upgrades - especially when you bring your own agent. These incentives are rarely advertised and are best negotiated before you sign a contract.
Community Highlights
Single-level ranch homes -- ideal for right-sizers and first-time buyers
180 homesites, many with private tree-lined backyards
Fire pit, picnic pavilion, and green space
Between Wingate University and Monroe Historic District
Easy access to US-74, Monroe Expressway, and I-485
Dream Finders Homes quality construction
Amenities & Features
Location
1012 Bull Dog Lane, Wingate, NC 28174
Union County, NC
Dedicated Buyer Representation
I am a licensed agent with Lifestyle International Realty and am not affiliated with Dream Finders Homes or any other builder. I work exclusively for you as the buyer.
Schedule a Tour
Interested in Cottages at Wingate? I can tour this community with you as your independent buyer's agent.
Available Floor Plans
Cottages at Wingate Floor Plans
8 plans available · Contact me for personalized guidance
Cascade
Sq Ft
1,604
Beds
3
Baths
2
Garage
2-Car
Harmony
Sq Ft
1,654
Beds
3
Baths
2
Garage
2-Car
Belair
Sq Ft
1,814
Beds
3
Baths
2
Garage
2-Car
Oceana
Sq Ft
2,032
Beds
3
Baths
2
Garage
2-Car
Belair II
Sq Ft
2,241
Beds
2
Baths
2
Garage
2-Car
Oceana II
Sq Ft
2,517
Beds
3
Baths
2
Garage
2-Car
Bellwood
Sq Ft
2,524
Beds
3
Baths
2.5
Garage
2-Car
Hamilton
Sq Ft
2,813
Beds
4
Baths
2.5
Garage
2-Car
Disclaimer: Floor plan details sourced from Dream Finders Homes. All ranch-style single-level plans. Prices, availability, and features subject to change without notice.
View on Builder SiteMortgage Calculator
Estimate your monthly payment for a home at Cottages at Wingate. Pre-filled with the community's starting price.
Starting From
From the $300s
Monthly Payment Breakdown
Principal & Interest
$1,773.65
Property Tax
$212.49
Home Insurance
$150.00
Loan Summary
This calculator provides estimates only and does not constitute a loan offer. Actual rates, payments, and terms will vary. Consult a licensed mortgage lender for accurate figures.
Financing Assistance Available
Union County
Many Union County communities fall within USDA-eligible rural zones, making zero-down financing possible.